BEGIN:VCALENDAR
VERSION:2.0
PRODID:icalendar-ruby
CALSCALE:GREGORIAN
BEGIN:VTIMEZONE
TZID:America/Chicago
BEGIN:DAYLIGHT
DTSTART:20250309T030000
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
RRULE:FREQ=YEARLY;BYDAY=2SU;BYMONTH=3
TZNAME:CDT
END:DAYLIGHT
BEGIN:STANDARD
DTSTART:20251102T010000
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
RRULE:FREQ=YEARLY;BYDAY=1SU;BYMONTH=11
TZNAME:CST
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTAMP;TZID=America/Chicago:20260408T223726
UID:207534@calendar.wisc.edu
DTSTART;TZID=America/Chicago:20250331T131500
DTEND;TZID=America/Chicago:20250331T141500
DESCRIPTION:Household Finance Seminar Series - Nancy Nicholas Hall Room 119
 9 (Wisconsin Idea Room). Medium- and long-run dynamics undermine the effec
 t of automatic enrollment and default savings-rate auto-escalation on reti
 rement savings. Our analysis of 401(k) plans incorporates the facts that e
 mployees frequently leave firms (often before matching contributions have 
 fully vested)\, a large percentage of balances are withdrawn upon employme
 nt separation\, and many employees opt out of default auto-escalation.\n\n
 CONTACT: 262-661-6058\, householdfinanceseminar@sohe.wisc.edu\n\nURL: http
 s://sites.google.com/wisc.edu/household-finance-seminar/home
LOCATION:1199 Nancy Nicholas Hall
SUMMARY:"Smaller than We Thought? The Effect of Automatic Savings Policies"
  - Dr. John Beshears
URL;VALUE=URI:https://sites.google.com/wisc.edu/household-finance-seminar/h
 ome
END:VEVENT
END:VCALENDAR